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GAP Protection

Protection for the road ahead.

When your vehicle is stolen or damaged beyond repair, Gap cancels your debt! If you're making payments on a vehicle that's stolen or damaged beyond repair, auto insurance alone may not pay everything you owe. Insurance typically pays the vehicle's actual cash value rather than the amount. GAP coverage gives you peace of mind. If your insurance company determines that your vehicle is a total loss, GAP covers any remaining balance (up to $50,000) on your loan or lease after the payment from your insurance company. Your deductible (up to $81,000) may be included in this balance. (Deductible benefit may vary by state.)

GAP Benefits:

  • Cancels up to $50,000 of loan or lease balance
  • Helps maintain your good credit
  • Covers negative equity
  • Auto insurance deductible (up to $1,000) may be included if remaining on your loan or lease, which could leave a the amount you owe on the vehicle exceeds your financial "gap" of thousands of dollars. settlement check
  • GAP is provide. even if no auto insurance is in effect at time of loss (vehicle's NADA average retail value replaces insurance settlement amount in the GAP calculation)
  • One time low cost makes it affordable
  • Convenient because it, sold in conjunction with the vehicle purchase
  • GAP is provided for the term of your loan

GAP pays up to $50,000 of the balance you owe on your vehicle when it's deemed a total loss by your insurance company

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