Welcome to the finance center of Huffines Chevrolet Lewisville, a leading auto finance provider in North Central Texas. Whether you're planning to buy a brand-new Chevrolet or a top-quality used car from our dealership, our knowledgeable and experienced finance experts can help you navigate the often complicated process of getting a car loan. With our strong relationships with national, regional, and local financial institutions, we can be your one-stop-shop for all your car financing needs. So come to Huffines Chevrolet Lewisville for the best auto loan deals. 

How Does Auto Financing Work?

Whether it's new or used, a vehicle costs a lot of money. Most people don't have enough cash in hand to buy a car outright, so they need to get an auto loan. Before you apply for car financing, you need to make a down payment, which is usually 10% to 20% of the vehicle's purchase price. The larger your down payment, the less you'll need to borrow. 

You can apply for auto financing with a bank, credit union, dealership, or an alternative lender. Loan eligibility requirements vary depending on the lender, but they usually include a minimum credit score. In addition, car loan providers will look at your credit history to evaluate your likelihood of defaulting on your loan. Having a high credit score not only improves your approval chances but can also lead to a lower interest rate. 

If your application for an auto loan is approved, your lender will provide you with a lump sum of money so that you can complete your car purchase. However, to repay the amount you borrowed, you have to make monthly payments to your loan provider throughout the duration of the loan. The length of an auto loan can range anywhere from 36 to 84 months, with 72 months being the most common term. Choosing a longer term will reduce your monthly payment, but it'll cost you more in interest. 

After you've fully repaid your car loan, your loan provider will send the car title to you, making you the legal owner of the vehicle. On the other hand, if you fail to keep up with your monthly payments, the lender may repossess the car to cover their losses. As such, it's essential to choose an auto loan you can comfortably handle. 

Find Your Ideal Auto Loan at Huffines Chevrolet Lewisville

At Huffines Chevrolet Lewisville, we understand that getting financing is often the most complex and difficult aspect of the car-buying process. As such, we've put together a dedicated team of finance experts who will try to understand your specific financing needs, help you look for your perfect car loan, and provide any guidance or advice you may need. We'll go the extra mile to ensure you'll have a truly satisfying and rewarding auto financing experience. 

Our dealership has established good relationships with many auto loan providers in North Texas, including banks, credit unions, and third-party lenders. Therefore, we're able to offer a large variety of financing options to cater to the budgets and lifestyles of every car buyer. So whether you need a bad or no credit car loan or a more complex financing solution, such as refinancing or debt consolidation, we've got you covered. 

Over the years, Huffines Chevrolet Lewisville has helped thousands of drivers from Lewisville, Denton, Carrollton, Fort Worth, Dallas, and other nearby cities find their ideal rides and car loans. So, you can rest assured we have what it takes to provide you with the perfect car-buying solution. Besides high-quality vehicles and flexible auto loans, we regularly offer new and used vehicle specials that can lead to awesome savings. Make sure you check out these special offers before you start browsing our inventory.

The highly qualified and experienced finance team at Huffines Chevrolet Lewisville is committed to helping you drive home your dream car with complete financial peace of mind. Feel free to contact us if you have any inquiries.

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Contact

Huffines Chevrolet Lewisville

1400 S Stemmond Fwy
Directions Lewisville, TX 75067

  • Contact: (888) 743-6254

Hours

  • Monday 8:30 am - 8:00 pm
  • Tuesday 8:30 am - 8:00 pm
  • Wednesday 8:30 am - 8:00 pm
  • Thursday 8:30 am - 8:00 pm
  • Friday 8:30 am - 8:00 pm
  • Saturday 8:30 am - 8:00 pm
  • Sunday Closed